You Can Count on Us

Low Monthly Payments

Same as cash & low fix rate terms

Easy financing options

We work with Hearth to bring our customers simple, fast, and affordable financing options. Convenient monthly payments allow you to pay over time for home improvement projects. Simply answer a few questions to see if you’re pre-qualified. Once pre-qualified, you’re able to view promotional financing offers with no impact on your credit score. Qualified borrowers can access up to $250,000, and there are no early payment penalties.

See if you pre-qualify today with no impact on your credit score by clicking Get Financing Today.

Get Financing Today

*Momnt Technologies, Inc. arranges consumer loans used to purchase goods and services from its participating merchant businesses. All loans are originated by participating financial institutions.

How to secure financing at Hearth

Get rates in minutes:

Our short, secure form takes only a few minutes. It’s free and won’t affect your credit score.

Review your options:

Compare personalized rates from multiple lending partners to make sure you’re getting a great rate.

Choose your loan and start your project:

Don’t wait on your dream home. Personal loans transfer funds into your bank account as soon as the next day.

Get In Touch

Why Choose Our Financing Options?

Affordable Payments:

Our financing plans are designed to fit a variety of budgets, allowing you to spread the cost of your roofing or siding project over time.

Competitive Rates:

Benefit from competitive interest rates that make your investment more affordable and manageable.

Quick Approval:

We offer a streamlined application process with fast approval, so you can get the financing you need without delays.

Flexible Terms:

Choose from a range of financing options with flexible terms to suit your financial situation and project requirements.

Get In Touch

Frequently Asked Questions

Hearth doesn’t provide homeowners with loans directly. Hearth connects homeowners to a network of 18 lender partners looking to connect with homeowners to finance their projects so borrowers can break their project costs into monthly payments.

Is there a prepayment penalty?

There are no prepayment penalties for borrowers who find loan options through Hearth. Paying a balance sooner than later means savings for homeowners.

What are your interest rates?

Interest rates can start as low as 7.99% for personal loans, but the annual percentage rate (APR) depends on credit score, debt-to-income ratio, loan amount and other factors.

What is the difference between a hard and soft inquiry?

Hard inquiries may occur by a lender when you apply for a loan, credit card, or mortgage. They provide the lender with a detailed report of your credit history. They may have an impact on your credit score and usually stay on your credit report for up to two years. Soft inquiries usually occur during a pre-qualification or pre-approval. They provide the lender with a high-level summary of your credit report. They do not have an impact on your credit score.

Will this affect my credit score?

Hearth’s prequalification application does not affect your credit score. However, once a homeowner applies for a loan directly with a lender, that can produce a hard pull to their credit, depending on the lender. A hard pull may impact your credit score.

What information do I need to apply for a loan?

Homeowners need to share their name, contact information, physical address, Social Security Number, and provide income verification. Also, a homeowner’s credit report must be unfrozen or unlocked.

How much can I apply for?

Homeowners can see prequalification results for loans up to $250,000 and terms from 1 – 12 years.

How quickly can I get a home improvement loan?

We estimate that homeowners can receive their funds anywhere between 2–7 days after their loan is approved.

Is a loan better than using a credit card?

There are benefits and drawbacks to any financing option. We suggest using Hearth to see your estimated monthly payment options. This will give you a clearer understanding of your buying power and help you discover what you’re willing to pay monthly.

Don’t let financial concerns hold you back from upgrading your home!

CALL US

(281) 377-5867

Email

info@roofingnorthamerica.com

Business Hours

Mon – Sat… 8AM – 5PM
Sun… Closed