The True Cost of
Houston Roof Storm Damage
Houston’s Storm Impact Over the Last Decade
The 2025 Atlantic hurricane season is forecasted to be above average, with NOAA predicting 13 to 19 named storms, including 6 to 10 hurricanes and 3 to 5 major hurricanes. These hurricanes and storms can cause Houston roof storm damage. North American Roofing encourages Texas homeowners to prepare for potential impacts, including high winds, heavy rainfall, and flooding. Additionally, inspect roofs for vulnerabilities and ensure insurance policies are up to date.
It’s not only Houston needing to worry about roof storm damage but all surrounding areas including Spring, The Woodlands, Conroe, Magnolia, Tomball, Champion Forest, Klein and Cypress. Find out here if we service your city and neighborhood.
Homes Damaged by Major Storms
Houston has faced numerous devastating storms in the past ten years, leading to significant Houston roof storm damage:
- Hurricane Harvey (2017): Approximately 209,422 homes in Houston experienced damage, accounting for nearly half of the city’s housing stock.
- 2024 Derecho: A rare and powerful windstorm caused extensive damage across Houston, with wind speeds reaching up to 100 mph.
- Hurricane Beryl (2024): This storm inflicted damage on numerous homes, leading to substantial repair costs for residents.
Economic Impact of Storm Damage
The financial toll of these storms has been staggering:
- Hurricane Harvey (2017): Estimated economic losses of $16 billion in the Houston-Galveston region
- 2024 Derecho: Damage estimates range between $5 billion and $8 billion.
- Hurricane Beryl (2024): AccuWeather estimates total damages and economic losses between $28 billion and $32 billion.
Average Repair Costs for Houston Homeowners
Homeowners in the Houston area face significant expenses when repairing storm damage.
- Minor Repairs: Costs can start around $2,500 for issues like shingle replacement.
- Major Repairs: Extensive damage, such as structural repairs or complete roof replacements, can escalate costs up to $22,000 or more.
Rising Insurance Premiums in Texas
The increasing frequency and severity of storms have led to a surge in homeowners’ insurance premiums:
- Premium Increase: Texas homeowners have seen a 43% rise in insurance premiums since 2023, with an additional $500 increase anticipated in 2025.
- Coverage Challenges: Insurers are becoming more selective, often reducing coverage in high-risk areas and increasing deductibles, making it more challenging for homeowners to secure adequate protection.
Avoid Houston Roof Storm Damage Scams
In the aftermath of severe storms, Houston homeowners are often targeted by fraudulent contractors known as “storm chasers.”
Common Red Flags
- Unsolicited Offers: Contractors who appear uninvited, offering immediate repairs.
- Upfront Payments: Requests for large sums before any work is completed.
- Lack of Credentials: Inability to provide local references or valid licenses.
- High-Pressure Tactics: Urgency in decision-making without allowing time for consideration.
The Better Business Bureau advises homeowners to thoroughly vet contractors, check references, and avoid making hasty decisions under pressure.
Choosing a Reputable Roofing Contractor
To ensure quality repairs and avoid scams:
- Verify Credentials: Ensure the contractor is licensed and insured in Texas.
- Check References: Request and contact previous clients to assess satisfaction.
- Obtain Multiple Quotes: Compare estimates from several contractors to gauge fair pricing.
- Avoid Upfront Payments: Be cautious of large deposits before work begins.
- Get Written Agreements: Ensure all terms, warranties, and timelines are documented.
Need a Free Inspection?
North American Roofing is available for same day inspections, sending out our expert professionals to your Spring, Champion Forest, Tomball, Conroe, or Klein roof! Click here to schedule today!
Houston Roof Storm Damage FAQ
How can I determine if my Houston roof has storm damage?
Look for missing shingles, leaks, dents, or granule loss. Additionally, we always advise a professional inspection after secer weather events.
Will my homeowners’ insurance cover storm damage?
Most policies cover wind and hail damage but may exclude flooding. Furthermore, review your policy details and consider additional coverage if necessary.
What should I do immediately after storm damage?
We suggest documenting all damage with photos, try to prevent future damage if safe to do so, and contact your insurance provider to file a claim.
How can I avoid roofing scams?
Be wary of unsolicited offers. Additionally, verify contractor credentials (learn more here). Also, avoid large upfront payments, and insist on written contracts.